There are no two ways about it, Canadians simply love their boats. So much so in fact, that an estimated 43% of the population went boating in 2015—that’s over 12 million people out enjoying Canada’s pristine lakes, rivers and waterways! Unfortunately, not every trip results in a safe return to the shore. If you or someone you know has been injured in a boating accident, it is important to understand the options available to you, including the right to collect compensation for injuries, medical procedures, and lost economic opportunity. You can rely on the personal injury lawyers at Miskin Law to help you understand your rights. Based in Peterborough, we are committed to helping boaters across the country receive a fair settlement.
Operating a Watercraft
In an effort to reduce the amount of boating accidents and boating fatalities on Canadian waterways each year, new safe boating laws were introduced on September 15, 2009. The result—all boaters must possess a Pleasure Craft Operator Card in order to operate a powered watercraft. A powered watercraft includes any vessel used for recreational purposes that is propelled by a motor or machinery, including sailing vessels outfitted with an auxiliary engine. Once obtained, the card allows Canadian citizens to operate their watercrafts on all Canadian waters where permitted. There are no exemptions. Anyone operating without one risks a $250 fine, and may also find their insurance void.
Insuring a Watercraft
Though boat insurance is not mandatory in Canada, insurance can give you liability coverage in the event of injury to passengers on board, or can help protect you from damage to the boat, theft or loss of equipment. Small human-powered craft and boats with 30hp or less can often be rolled into your home insurance. For larger watercraft and personal watercraft—Jet-Ski™ or Seadoo™-- purchasing separate insurance is highly recommended. Be sure to notify your insurance company if you have recently purchased a boat. It is one of the most important steps you can take to protect your assets and enjoy your time out on the water more.
After a Boating Accident
If you are injured in a boating accident it is very important to seek legal advice, as boating accidents can be fraught with complexities, at Miskin Law we can use our resources and experience to help you and your family. If it is determined that your case qualifies for a personal injury claim, you may be eligible for contingency-fee pricing. That means you do not pay any fees or expenses until compensation is obtained from your claim. Our payment will come in the form of an agreed-upon percentage of your settlement amount in accordance with Law Society Regulations.